/*! tailwindcss v4.2.1 | MIT License | https://tailwindcss.com */
@layer theme{:root,:host{--font-sans:ui-sans-serif, system-ui, sans-serif, "Apple Color Emoji", "Segoe UI Emoji", "Segoe UI Symbol", "Noto Color Emoji";--font-mono:ui-monospace, SFMono-Regular, Menlo, Monaco, Consolas, "Liberation Mono", "Courier New", monospace;--spacing:.25rem;--default-font-family:var(--font-sans);--default-mono-font-family:var(--font-mono)}}@layer base{*,:after,:before,::backdrop{box-sizing:border-box;border:0 solid;margin:0;padding:0}::file-selector-button{box-sizing:border-box;border:0 solid;margin:0;padding:0}html,:host{-webkit-text-size-adjust:100%;tab-size:4;line-height:1.5;font-family:var(--default-font-family,ui-sans-serif, system-ui, sans-serif, "Apple Color Emoji", "Segoe UI Emoji", "Segoe UI Symbol", "Noto Color Emoji");font-feature-settings:var(--default-font-feature-settings,normal);font-variation-settings:var(--default-font-variation-settings,normal);-webkit-tap-highlight-color:transparent}hr{height:0;color:inherit;border-top-width:1px}abbr:where([title]){-webkit-text-decoration:underline dotted;text-decoration:underline dotted}h1,h2,h3,h4,h5,h6{font-size:inherit;font-weight:inherit}a{color:inherit;-webkit-text-decoration:inherit;-webkit-text-decoration:inherit;-webkit-text-decoration:inherit;-webkit-text-decoration:inherit;text-decoration:inherit}b,strong{font-weight:bolder}code,kbd,samp,pre{font-family:var(--default-mono-font-family,ui-monospace, SFMono-Regular, Menlo, Monaco, Consolas, "Liberation Mono", "Courier New", monospace);font-feature-settings:var(--default-mono-font-feature-settings,normal);font-variation-settings:var(--default-mono-font-variation-settings,normal);font-size:1em}small{font-size:80%}sub,sup{vertical-align:baseline;font-size:75%;line-height:0;position:relative}sub{bottom:-.25em}sup{top:-.5em}table{text-indent:0;border-color:inherit;border-collapse:collapse}:-moz-focusring{outline:auto}progress{vertical-align:baseline}summary{display:list-item}ol,ul,menu{list-style:none}img,svg,video,canvas,audio,iframe,embed,object{vertical-align:middle;display:block}img,video{max-width:100%;height:auto}button,input,select,optgroup,textarea{font:inherit;font-feature-settings:inherit;font-variation-settings:inherit;letter-spacing:inherit;color:inherit;opacity:1;background-color:#0000;border-radius:0}::file-selector-button{font:inherit;font-feature-settings:inherit;font-variation-settings:inherit;letter-spacing:inherit;color:inherit;opacity:1;background-color:#0000;border-radius:0}:where(select:is([multiple],[size])) optgroup{font-weight:bolder}:where(select:is([multiple],[size])) optgroup option{padding-inline-start:20px}::file-selector-button{margin-inline-end:4px}::placeholder{opacity:1}@supports (not ((-webkit-appearance:-apple-pay-button))) or (contain-intrinsic-size:1px){::placeholder{color:currentColor}@supports (color:color-mix(in lab, red, red)){::placeholder{color:color-mix(in oklab, currentcolor 50%, transparent)}}}textarea{resize:vertical}::-webkit-search-decoration{-webkit-appearance:none}::-webkit-date-and-time-value{min-height:1lh;text-align:inherit}::-webkit-datetime-edit{display:inline-flex}::-webkit-datetime-edit-fields-wrapper{padding:0}::-webkit-datetime-edit{padding-block:0}::-webkit-datetime-edit-year-field{padding-block:0}::-webkit-datetime-edit-month-field{padding-block:0}::-webkit-datetime-edit-day-field{padding-block:0}::-webkit-datetime-edit-hour-field{padding-block:0}::-webkit-datetime-edit-minute-field{padding-block:0}::-webkit-datetime-edit-second-field{padding-block:0}::-webkit-datetime-edit-millisecond-field{padding-block:0}::-webkit-datetime-edit-meridiem-field{padding-block:0}::-webkit-calendar-picker-indicator{line-height:1}:-moz-ui-invalid{box-shadow:none}button,input:where([type=button],[type=reset],[type=submit]){appearance:button}::file-selector-button{appearance:button}::-webkit-inner-spin-button{height:auto}::-webkit-outer-spin-button{height:auto}[hidden]:where(:not([hidden=until-found])){display:none!important}}@layer components;@layer utilities{.visible{visibility:visible}.relative{position:relative}.start{inset-inline-start:var(--spacing)}.hidden{display:none}.table{display:table}}:root{--navy:#071b2d;--navy-2:#0b263f;--ink:#122333;--muted:#607080;--gold:#caa45d;--gold-light:#ead2a1;--cream:#f7f4ee;--white:#fff}*{box-sizing:border-box}html{scroll-behavior:smooth}body{background:var(--cream);color:var(--ink);-webkit-font-smoothing:antialiased;margin:0;font-family:Inter,Segoe UI,Arial,sans-serif}a{color:inherit;text-decoration:none}button,input,select{font:inherit}.shell{width:min(1180px,100% - 40px);margin-inline:auto}.site-header{z-index:50;-webkit-backdrop-filter:blur(18px);backdrop-filter:blur(18px);background:#071b2ded;border-bottom:1px solid #ffffff1a;position:sticky;top:0}.header-inner{align-items:center;gap:32px;height:82px;display:flex}.brand{color:#fff;align-items:center;gap:12px;margin-right:auto;display:flex}.brand-logo-shell{background:linear-gradient(145deg,#fff,#eee9de);border:1px solid #ead2a1a6;border-radius:9px;flex:none;place-items:center;width:52px;height:58px;padding:3px;display:grid;overflow:hidden;box-shadow:0 8px 22px #00000038}.brand-logo-mark{object-fit:contain;width:100%;height:100%;display:block}.brand-copy{flex-direction:column;gap:3px;display:flex}.brand strong{letter-spacing:.16em;white-space:nowrap;font-size:14px}.brand small{color:#c4ced6;letter-spacing:.025em;white-space:nowrap;font:italic 11px Georgia,serif}.nav-links{color:#d8e0e7;align-items:center;gap:17px;font-size:12px;display:flex}.nav-links a{transition:color .2s}.nav-links a:hover{color:var(--gold-light)}.button{letter-spacing:.03em;border:1px solid #0000;border-radius:2px;justify-content:center;align-items:center;gap:12px;min-height:46px;padding:0 22px;font-size:13px;font-weight:700;transition:transform .2s,background .2s;display:inline-flex}.button:hover{transform:translateY(-2px)}.button-gold{background:var(--gold);color:var(--navy)}.button-gold:hover{background:#ddbc7b}.button-large{min-height:56px;padding-inline:28px}.menu-button{background:0 0;border:0;padding:10px;display:none}.menu-button span{background:#fff;width:24px;height:1px;margin:7px 0;display:block}.hero{color:#fff;background:var(--navy);position:relative;overflow:hidden}.hero:before{content:"";opacity:.14;background-image:linear-gradient(#ffffff21 1px,#0000 1px),linear-gradient(90deg,#ffffff21 1px,#0000 1px);background-size:72px 72px;position:absolute;inset:0;-webkit-mask-image:linear-gradient(90deg,#000,#0000 75%);mask-image:linear-gradient(90deg,#000,#0000 75%)}.hero-glow{filter:blur(80px);pointer-events:none;border-radius:50%;position:absolute}.hero-glow-one{background:#caa45d2e;width:500px;height:500px;top:-80px;right:-160px}.hero-glow-two{background:#23668e59;width:380px;height:380px;bottom:-280px;left:40%}.hero-grid{z-index:1;grid-template-columns:1.04fr .96fr;align-items:center;gap:58px;min-height:690px;padding-block:82px 98px;display:grid;position:relative}.hero-copy{padding-top:4px}.eyebrow{color:#6d7780;text-transform:uppercase;letter-spacing:.2em;align-items:center;gap:10px;margin:0 0 20px;font-size:11px;font-weight:800;display:flex}.eyebrow span{background:var(--gold);width:34px;height:1px}.eyebrow-light{color:#b7c5d0}h1,h2{letter-spacing:-.035em;font-family:Georgia,Times New Roman,serif;font-weight:400}.hero h1{max-width:690px;margin:0;font-size:clamp(54px,6vw,82px);line-height:.98}h1 em,h2 em{color:var(--gold-light);font-weight:400}.hero-lead{color:#c2ced7;max-width:620px;margin:28px 0 30px;font-size:17px;line-height:1.75}.hero-actions{align-items:center;gap:30px;display:flex}.text-link{align-items:center;gap:18px;font-size:13px;font-weight:700;display:inline-flex}.light-link{color:#ecf0f3;border-bottom:1px solid #fff6;padding-bottom:5px}.association{align-items:center;gap:15px;margin-top:42px;display:flex}.association-rule{background:var(--gold);width:2px;height:38px}.association p{flex-direction:column;gap:4px;margin:0;display:flex}.association small{color:#8797a5;text-transform:uppercase;letter-spacing:.18em;font-size:9px}.association strong{color:#e8edf1;font-family:Georgia,serif;font-size:17px;font-weight:400}.hero-visual{min-height:500px;position:relative}.hero-photo{background-image:linear-gradient(90deg,#071b2d0f,#071b2d00),url(/drsk-insurance-hero-family.png);background-position:82%;background-size:cover;border:1px solid #ead2a147;border-radius:220px 220px 8px 8px;position:absolute;inset:10px 0 0 20px;box-shadow:0 34px 80px #00000047}.shield-card{z-index:2;width:250px;color:var(--ink);background:#fffffff0;align-items:center;gap:13px;padding:16px;display:flex;position:absolute;bottom:36px;left:-8px;box-shadow:0 20px 50px #00000038}.shield-icon{width:39px;height:43px;color:var(--navy);background:var(--gold-light);clip-path:polygon(50% 0,94% 17%,84% 78%,50% 100%,16% 78%,6% 17%);flex:none;place-items:center;display:grid}.shield-card div{flex-direction:column;gap:3px;display:flex}.shield-card small{color:var(--muted);text-transform:uppercase;letter-spacing:.09em;font-size:10px}.shield-card strong{font-family:Georgia,serif;font-size:15px;font-weight:400}.hero-proof{z-index:2;background:#041320a3;border-top:1px solid #ffffff1a;position:relative}.proof-grid{grid-template-columns:repeat(3,1fr);display:grid}.proof-grid>div{border-left:1px solid #ffffff1a;flex-direction:column;justify-content:center;gap:6px;min-height:100px;padding-left:30px;display:flex}.proof-grid>div:last-child{border-right:1px solid #ffffff1a}.proof-grid strong{color:var(--gold-light);font:400 17px Georgia,serif}.proof-grid span{color:#8493a0;letter-spacing:.04em;font-size:11px}.section{padding-block:110px}.needs-section{background:var(--cream)}.section-heading{margin-bottom:56px}.split-heading{grid-template-columns:1.15fr .85fr;align-items:end;gap:80px;display:grid}.section-heading h2{color:var(--navy);margin:0;font-size:clamp(46px,5vw,68px);line-height:1.02}.section-heading h2 em{color:#a7803d}.split-heading>p{color:var(--muted);max-width:460px;margin:0 0 5px;font-size:15px;line-height:1.8}.needs-grid{border-top:1px solid #d9d4ca;border-left:1px solid #d9d4ca;grid-template-columns:repeat(3,1fr);display:grid}.need-card{background:#ffffff47;border-bottom:1px solid #d9d4ca;border-right:1px solid #d9d4ca;min-height:306px;padding:30px;transition:background .25s,transform .25s}.need-card:hover{background:#fff;transform:translateY(-5px);box-shadow:0 24px 55px #0a203214}.need-top{justify-content:space-between;align-items:center;display:flex}.need-number{color:#a88950;letter-spacing:.16em;font-size:11px;font-weight:800}.need-arrow{width:38px;height:38px;color:var(--navy);border:1px solid #d5cbbb;border-radius:50%;place-items:center;display:grid}.need-card h3{color:var(--navy);margin:42px 0 13px;font:400 23px/1.15 Georgia,serif}.need-card p{min-height:72px;color:var(--muted);margin:0;font-size:13px;line-height:1.7}.need-card a{color:var(--navy);border-bottom:1px solid #c2a76e;align-items:center;gap:18px;margin-top:26px;padding-bottom:4px;font-size:12px;font-weight:800;display:inline-flex}.early-contact{background:var(--navy-2);color:#fff}.early-contact-inner{justify-content:space-between;align-items:center;gap:30px;min-height:130px;display:flex}.early-contact p{margin:0;font:400 26px Georgia,serif}.button-outline-light{color:#fff;border-color:#ffffff70}.centered-heading{text-align:center;flex-direction:column;align-items:center;max-width:760px;margin-inline:auto;display:flex}.centered-heading .eyebrow{justify-content:center}.centered-heading>p:last-child{max-width:610px;color:var(--muted);line-height:1.8}.center-action{justify-content:center;margin-top:44px;display:flex}.button-dark{background:var(--navy);color:#fff}.button-dark:hover{background:var(--navy-3,#123956)}.solutions-section{background:#fff;padding-block:110px}.solutions-grid{background:#dfe2e3;border:1px solid #dfe2e3;grid-template-columns:repeat(3,1fr);gap:1px;display:grid}.solution-card{background:#fff;min-height:322px;padding:34px;transition:background .25s,color .25s;position:relative;overflow:hidden}.solution-card:after{content:"";border:1px solid #caa45d40;border-radius:50%;width:170px;height:170px;transition:transform .3s;position:absolute;top:-105px;right:-105px}.solution-card:hover{background:var(--navy-2);color:#fff}.solution-card:hover:after{transform:scale(1.35)}.solution-number{color:#a48041;letter-spacing:.18em;font-size:11px;font-weight:800}.solution-card h3{margin:48px 0 16px;font:400 25px/1.15 Georgia,serif}.solution-card p{min-height:76px;color:var(--muted);margin:0;font-size:13px;line-height:1.75}.solution-card small{color:#9a7040;margin-top:12px;font-size:10px;line-height:1.45;display:block}.solution-card a{text-transform:uppercase;letter-spacing:.09em;align-items:center;gap:22px;margin-top:23px;font-size:11px;font-weight:800;display:inline-flex}.solution-card:hover p{color:#b9c5cd}.solution-card:hover small{color:var(--gold-light)}.calculator-section{background:var(--navy);color:#fff;padding-block:120px;position:relative;overflow:hidden}.calculator-section:before{content:"";border:1px solid #ffffff12;border-radius:50%;width:600px;height:600px;position:absolute;bottom:-330px;left:-340px}.calculator-shell{grid-template-columns:.72fr 1.28fr;align-items:start;gap:78px;display:grid;position:relative}.calculator-intro{position:sticky;top:122px}.calculator-intro h2,.axis-copy h2,.stages-grid h2,.form-intro h2,.contact-heading h2{color:#fff;margin:0;font-size:clamp(45px,5vw,66px);line-height:1.02}.calculator-intro>p:nth-of-type(2){color:#aab8c3;max-width:440px;margin:24px 0 35px;line-height:1.8}.calc-tabs{border-top:1px solid #ffffff24;flex-direction:column;display:flex}.calc-tabs button{color:#91a1ae;text-align:left;cursor:pointer;background:0 0;border:0;border-bottom:1px solid #ffffff24;justify-content:space-between;align-items:center;padding:18px 4px;display:flex}.calc-tabs button.active{color:var(--gold-light);padding-left:14px}.calc-tabs button span{opacity:.4}.calculator-card{color:var(--ink);background:#f9f7f2;padding:42px;box-shadow:0 30px 80px #00000040}.calc-title{border-bottom:1px solid #ded9ce;align-items:flex-start;gap:20px;padding-bottom:28px;display:flex}.calc-title>span{color:#a47f42;letter-spacing:.16em;padding-top:7px;font-size:11px;font-weight:800}.calc-title h3{color:var(--navy);margin:0 0 6px;font:400 27px Georgia,serif}.calc-title p{color:var(--muted);margin:0;font-size:12px}.calc-grid{grid-template-columns:1fr 1fr;gap:20px;margin:30px 0;display:grid}.calc-field{flex-direction:column;gap:8px;display:flex}.calc-field>span:first-child{color:#4e5f6d;font-size:11px;font-weight:700}.input-wrap{background:#fff;border:1px solid #ddd8ce;align-items:center;display:flex}.input-wrap:focus-within{border-color:var(--gold);box-shadow:0 0 0 3px #caa45d1f}.input-wrap input{width:100%;height:48px;color:var(--navy);background:0 0;border:0;outline:0;padding:0 13px;font-weight:700}.input-wrap small{color:#8a7660;padding:0 12px;font-size:10px}.calc-result{background:var(--navy-2);color:#fff;padding:25px 28px}.calc-result small{color:#a3b1bc;text-transform:uppercase;letter-spacing:.13em;font-size:9px;display:block}.calc-result strong{color:var(--gold-light);margin:8px 0 5px;font:400 clamp(30px,4vw,46px) Georgia,serif;display:block}.calc-result p{color:#899ba8;margin:0;font-size:10px}.calc-disclaimer{color:#6c7479;align-items:flex-start;gap:10px;margin:22px 0;font-size:10px;line-height:1.55;display:flex}.calc-disclaimer span{border:1px solid #b5a98f;border-radius:50%;flex:none;place-items:center;width:18px;height:18px;font-family:Georgia,serif;display:grid}.calc-disclaimer p{margin:0}.calc-cta{width:100%}.about-section{background:#eeebe4;padding-block:120px}.about-grid{grid-template-columns:.86fr 1.14fr;align-items:center;gap:88px;display:grid}.advisor-visual{background:linear-gradient(145deg,#cfb982,#826c45);min-height:560px;position:relative;overflow:hidden}.advisor-visual:before{content:"";border:1px solid #ffffff4d;border-radius:50%;width:440px;height:440px;position:absolute;top:48%;left:50%;transform:translate(-50%,-50%)}.advisor-visual:after{content:"";border:1px solid #fff3;position:absolute;inset:22px}.advisor-monogram{color:#ffffffd1;letter-spacing:-.08em;place-items:center;font:400 150px Georgia,serif;display:grid;position:absolute;inset:0}.advisor-caption{z-index:2;background:#071b2deb;flex-direction:column;padding:26px 30px;display:flex;position:absolute;bottom:0;left:0;right:0}.advisor-caption small{color:var(--gold-light);text-transform:uppercase;letter-spacing:.16em;font-size:9px}.advisor-caption strong{color:#fff;margin:7px 0 3px;font:400 23px Georgia,serif}.advisor-caption span{color:#a8b6c1;font-size:11px}.advisor-copy h2,.faq-intro h2{color:var(--navy);margin:0;font-size:clamp(45px,5vw,66px);line-height:1.02}.advisor-copy h2 em,.faq-intro h2 em{color:#a7803d}.advisor-copy blockquote{border-left:2px solid var(--gold);color:#294357;margin:30px 0 23px;padding:0 0 0 26px;font:italic 20px/1.65 Georgia,serif}.advisor-copy>p:last-of-type{color:var(--muted);font-size:14px;line-height:1.8}.advisor-copy .button{margin-top:16px}.why-section{background:var(--cream);padding-block:110px}.strengths-grid{border-top:1px solid #d8d3c9;border-left:1px solid #d8d3c9;grid-template-columns:repeat(3,1fr);display:grid}.strengths-grid>div{background:#ffffff40;border-bottom:1px solid #d8d3c9;border-right:1px solid #d8d3c9;align-items:center;gap:18px;min-height:118px;padding:25px;display:flex}.strengths-grid span{color:#aa8648;letter-spacing:.15em;font-size:10px;font-weight:800}.strengths-grid p{color:var(--navy);margin:0;font:400 16px/1.4 Georgia,serif}.axis-section{background:var(--navy-2);color:#fff;padding-block:115px;position:relative;overflow:hidden}.axis-section:after{content:"";border:1px solid #caa45d2b;border-radius:50%;width:680px;height:680px;position:absolute;top:-390px;right:-350px}.axis-grid{z-index:1;grid-template-columns:.9fr 1.1fr;align-items:center;gap:75px;display:grid;position:relative}.axis-copy>p:nth-of-type(2){color:#aab8c3;max-width:520px;line-height:1.8}.axis-copy .text-link{margin-top:24px}.disclosure-grid{border-top:1px solid #ffffff21;border-left:1px solid #ffffff21;grid-template-columns:1fr 1fr;display:grid}.disclosure-grid a{border-bottom:1px solid #ffffff21;border-right:1px solid #ffffff21;flex-direction:column;justify-content:center;min-height:155px;padding:26px;transition:background .2s;display:flex}.disclosure-grid a:hover{background:#ffffff0d}.disclosure-grid small{color:#7e91a0;text-transform:uppercase;letter-spacing:.13em;font-size:9px}.disclosure-grid strong{color:var(--gold-light);margin:10px 0;font:400 20px Georgia,serif}.disclosure-grid span{color:#9aabb8;font-size:10px}.journey-section{background:#fff;padding-block:110px}.journey-grid{border-top:1px solid #d8dfe2;grid-template-columns:repeat(5,1fr);display:grid}.journey-grid article{border-right:1px solid #d8dfe2;min-height:260px;padding:30px 23px;position:relative}.journey-grid article:last-child{border-right:0}.journey-grid article:before{content:"";background:var(--gold);border-radius:50%;width:9px;height:9px;position:absolute;top:-5px;left:23px}.journey-grid span{color:#a17d3f;letter-spacing:.14em;font-size:10px;font-weight:800}.journey-grid h3{color:var(--navy);margin:47px 0 13px;font:400 21px Georgia,serif}.journey-grid p{color:var(--muted);margin:0;font-size:12px;line-height:1.75}.stages-section{color:#fff;background:#0a2135;padding-block:120px}.stages-grid{grid-template-columns:1fr 1fr;align-items:start;gap:100px;display:grid}.stage-detail{border-left:1px solid var(--gold);max-width:470px;margin-top:62px;padding:28px 0 0 30px}.stage-detail small{color:var(--gold-light);text-transform:uppercase;letter-spacing:.15em;font-size:9px}.stage-detail h3{margin:10px 0;font:400 28px Georgia,serif}.stage-detail p{color:#a8b6c1;line-height:1.8}.stage-detail a{color:var(--gold-light);border-bottom:1px solid #ead2a159;align-items:center;gap:20px;padding-bottom:5px;font-size:12px;font-weight:700;display:inline-flex}.stage-list{border-top:1px solid #ffffff21}.stage-list button{color:#9eb0bd;text-align:left;cursor:pointer;background:0 0;border:0;border-bottom:1px solid #ffffff21;grid-template-columns:46px 1fr 30px;align-items:center;width:100%;min-height:78px;transition:padding .2s,background .2s;display:grid}.stage-list button.active{color:#fff;background:#ffffff0e;padding-inline:16px}.stage-list button span{color:#b79150;letter-spacing:.14em;font-size:9px}.stage-list button strong{font:400 20px Georgia,serif}.stage-list button i{color:var(--gold-light);font-style:normal}.consultation-section{background:#e9e3d9;padding-block:120px}.consultation-grid{grid-template-columns:.7fr 1.3fr;align-items:start;gap:75px;display:grid}.form-intro{background:var(--navy);color:#fff;padding:42px;position:sticky;top:118px}.form-intro h2{font-size:clamp(42px,4.6vw,61px)}.form-intro>p:nth-of-type(2){color:#a9b6c0;line-height:1.8}.contact-mini{border-top:1px solid #ffffff24;margin-top:40px;padding-top:24px}.contact-mini small{color:#8194a2;text-transform:uppercase;letter-spacing:.15em;font-size:9px;display:block}.contact-mini a{color:var(--gold-light);align-items:center;gap:20px;margin-top:10px;font:400 20px Georgia,serif;display:inline-flex}.contact-mini p{color:#758996;font-size:10px;line-height:1.5}.lead-form{background:#fff;padding:42px;box-shadow:0 25px 70px #13222d17}.form-grid{grid-template-columns:1fr 1fr;gap:22px;display:grid}.form-grid label{flex-direction:column;gap:8px;display:flex}.form-grid label>span{color:#596873;text-transform:uppercase;letter-spacing:.08em;font-size:10px;font-weight:800}.form-grid input,.form-grid select{width:100%;height:51px;color:var(--navy);background:#fbfaf7;border:1px solid #d9d5cc;border-radius:0;outline:0;padding:0 14px}.form-grid input:focus,.form-grid select:focus{border-color:var(--gold);box-shadow:0 0 0 3px #caa45d1a}.honeypot{clip:rect(0,0,0,0)!important;white-space:nowrap!important;border:0!important;width:1px!important;height:1px!important;margin:-1px!important;padding:0!important;position:absolute!important;overflow:hidden!important}.consent{color:#64727c;align-items:flex-start;gap:11px;margin:25px 0;font-size:11px;line-height:1.5;display:flex}.consent input{accent-color:var(--navy);margin-top:2px}.form-submit{width:100%}.form-submit:disabled{opacity:.65;cursor:wait}.form-message{margin-top:18px;padding:15px;font-size:12px;line-height:1.5}.form-message.success{color:#164b3a;background:#e4f3ec;border-left:3px solid #397d65}.form-message.error{color:#7a2525;background:#fbeaea;border-left:3px solid #ad4848}.faq-section{background:var(--cream);padding-block:115px}.faq-grid{grid-template-columns:.7fr 1.3fr;align-items:start;gap:85px;display:grid}.faq-intro{position:sticky;top:120px}.faq-intro>p:last-of-type{color:var(--muted);margin-bottom:28px;line-height:1.8}.faq-list{border-top:1px solid #d6d2c9}.faq-list details{border-bottom:1px solid #d6d2c9}.faq-list summary{cursor:pointer;grid-template-columns:42px 1fr 28px;align-items:center;min-height:78px;list-style:none;display:grid}.faq-list summary::-webkit-details-marker{display:none}.faq-list summary span{color:#a78346;letter-spacing:.14em;font-size:9px;font-weight:800}.faq-list summary strong{color:var(--navy);font:400 18px/1.35 Georgia,serif}.faq-list summary i{color:#a78346;font-size:22px;font-style:normal;transition:transform .2s}.faq-list details[open] summary i{transform:rotate(45deg)}.faq-list details>p{color:var(--muted);margin:0;padding:0 40px 24px 42px;font-size:13px;line-height:1.75}.contact-section{background:var(--navy-2);color:#fff;padding-block:115px;position:relative;overflow:hidden}.contact-section:after{content:"";border:1px solid #caa45d2e;border-radius:50%;width:550px;height:550px;position:absolute;bottom:-330px;right:-260px}.contact-heading{z-index:1;max-width:760px;position:relative}.contact-heading>p:last-child{color:#9fb0bc;line-height:1.7}.contact-cards{z-index:1;border-top:1px solid #ffffff24;border-left:1px solid #ffffff24;grid-template-columns:repeat(4,1fr);margin-top:55px;display:grid;position:relative}.contact-cards>div{border-bottom:1px solid #ffffff24;border-right:1px solid #ffffff24;flex-direction:column;justify-content:center;min-height:145px;padding:25px;display:flex}.contact-cards small{color:#778d9c;text-transform:uppercase;letter-spacing:.15em;font-size:9px}.contact-cards strong{color:var(--gold-light);margin:10px 0 6px;font:400 19px Georgia,serif}.contact-cards span{color:#8799a6;font-size:10px}.contact-actions{z-index:1;gap:18px;margin-top:32px;display:flex;position:relative}footer{color:#fff;background:#04131f;padding-top:76px}.footer-grid{grid-template-columns:1.7fr .7fr .8fr .9fr;gap:50px;padding-bottom:54px;display:grid}.footer-logo-link{display:inline-flex}.footer-logo-card{background:linear-gradient(145deg,#fff,#eee9de);border:1px solid #ead2a17a;border-radius:10px;width:min(100%,280px);padding:12px 14px 9px;display:block;overflow:hidden;box-shadow:0 18px 45px #00000040}.footer-logo{width:100%;height:auto;display:block}.footer-brand>p{color:#758995;max-width:320px;margin-top:23px;font-size:12px;line-height:1.7}.footer-grid h3{color:var(--gold-light);text-transform:uppercase;letter-spacing:.14em;margin:5px 0 19px;font-size:10px}.footer-grid>div:not(:first-child) a{color:#8395a1;margin:11px 0;font-size:11px;display:block}.footer-grid>div:not(:first-child) a:hover{color:#fff}.disclaimer{border-top:1px solid #ffffff1a;border-bottom:1px solid #ffffff1a;padding-block:26px}.disclaimer p{color:#6f828f;margin:8px 0;font-size:9px;line-height:1.65}.disclaimer strong{color:#9eabb4}.copyright{color:#506674;justify-content:space-between;align-items:center;gap:30px;min-height:72px;font-size:9px;display:flex}.whatsapp-float{z-index:40;color:#fff;background:#1eaa61;border-radius:28px;align-items:center;gap:10px;padding:9px 14px 9px 9px;display:flex;position:fixed;bottom:20px;right:20px;box-shadow:0 12px 35px #00000040}.whatsapp-float span{border:1px solid #ffffff80;border-radius:50%;place-items:center;width:34px;height:34px;font-size:9px;font-weight:900;display:grid}.whatsapp-float strong{font-size:11px}@media (width<=960px){.header-cta{display:none}.menu-button{display:block}.nav-links{background:var(--navy);border-bottom:1px solid #ffffff1f;flex-direction:column;align-items:flex-start;gap:0;padding:14px 20px 24px;display:none;position:absolute;top:81px;left:0;right:0}.nav-links.open{display:flex}.nav-links a{border-bottom:1px solid #ffffff14;width:100%;padding:13px 0}.hero-grid{grid-template-columns:1fr;min-height:auto;padding-top:72px}.hero-copy{max-width:760px}.hero-visual{width:100%;max-width:660px;min-height:460px}.split-heading{grid-template-columns:1fr;gap:28px}.needs-grid{grid-template-columns:repeat(2,1fr)}}@media (width<=640px){.shell{width:min(100% - 28px,1180px)}.header-inner{height:72px}.brand-logo-shell{width:44px;height:49px;padding:2px}.brand strong{font-size:11px}.brand small{font-size:8.5px}.nav-links{top:71px}.hero-grid{gap:46px;padding-block:58px 76px}.hero h1{font-size:clamp(47px,14vw,62px)}.hero-lead{font-size:15px;line-height:1.7}.hero-actions{flex-direction:column;align-items:flex-start;gap:23px}.hero-visual{min-height:385px}.hero-photo{background-position:56%;border-radius:170px 170px 4px 4px;inset:0}.shield-card{width:225px;bottom:22px;left:-2px}.proof-grid{grid-template-columns:1fr;padding-block:15px}.proof-grid>div,.proof-grid>div:last-child{border:0;border-bottom:1px solid #ffffff1a;min-height:72px;padding-left:0}.section{padding-block:78px}.section-heading{margin-bottom:38px}.section-heading h2{font-size:45px}.needs-grid{grid-template-columns:1fr}.need-card{min-height:270px}.early-contact-inner{flex-direction:column;justify-content:center;align-items:flex-start;min-height:180px;padding-block:30px}}@media (prefers-reduced-motion:reduce){html{scroll-behavior:auto}*,:before,:after{transition-duration:.01ms!important}}@media (width<=960px){.solutions-grid{grid-template-columns:repeat(2,1fr)}.calculator-shell{grid-template-columns:1fr;gap:45px}.calculator-intro,.form-intro,.faq-intro{position:static}.calc-tabs{border:1px solid #ffffff24;grid-template-columns:repeat(3,1fr);display:grid}.calc-tabs button{border:0;border-right:1px solid #ffffff24;padding:16px}.calc-tabs button:last-child{border-right:0}.about-grid,.axis-grid,.stages-grid,.consultation-grid,.faq-grid{grid-template-columns:1fr;gap:54px}.advisor-visual{width:100%;max-width:620px;min-height:500px}.strengths-grid{grid-template-columns:repeat(2,1fr)}.journey-grid{border-left:1px solid #d8dfe2;grid-template-columns:repeat(3,1fr)}.journey-grid article{border-bottom:1px solid #d8dfe2}.stage-detail{margin-top:38px}.form-intro{padding:42px}.contact-cards{grid-template-columns:repeat(2,1fr)}.footer-grid{grid-template-columns:1.6fr 1fr 1fr}.footer-grid>div:last-child{grid-column:2/4;grid-template-columns:repeat(4,1fr);align-items:start;gap:10px;display:grid}.footer-grid>div:last-child h3{grid-column:1/-1}}@media (width<=640px){.solutions-section,.calculator-section,.about-section,.why-section,.axis-section,.journey-section,.stages-section,.consultation-section,.faq-section,.contact-section{padding-block:78px}.centered-heading{text-align:left;align-items:flex-start}.centered-heading .eyebrow{justify-content:flex-start}.solutions-grid{grid-template-columns:1fr}.solution-card{min-height:285px;padding:28px}.solution-card h3{margin-top:38px}.calc-tabs{grid-template-columns:1fr}.calc-tabs button,.calc-tabs button:last-child{border:0;border-bottom:1px solid #ffffff24}.calculator-card{padding:24px 18px}.calc-title{gap:12px}.calc-title h3{font-size:23px}.calc-grid,.form-grid{grid-template-columns:1fr;gap:16px}.calc-result{padding:21px}.advisor-visual{min-height:440px}.advisor-monogram{font-size:110px}.advisor-copy blockquote{padding-left:18px;font-size:17px}.strengths-grid{grid-template-columns:1fr}.axis-grid{gap:42px}.disclosure-grid{grid-template-columns:1fr}.disclosure-grid a{min-height:126px}.journey-grid{grid-template-columns:1fr}.journey-grid article{border-right:0;min-height:190px}.journey-grid h3{margin-top:34px}.stages-grid{gap:45px}.stage-list button{grid-template-columns:40px 1fr 24px}.form-intro,.lead-form{padding:26px 20px}.form-intro h2,.calculator-intro h2,.axis-copy h2,.stages-grid h2,.contact-heading h2{font-size:43px}.faq-list summary{grid-template-columns:34px 1fr 22px;min-height:84px}.faq-list summary strong{font-size:16px}.faq-list details>p{padding-left:34px;padding-right:20px}.contact-cards{grid-template-columns:1fr}.contact-actions{flex-direction:column;align-items:stretch}.footer-grid{grid-template-columns:1fr 1fr;gap:35px}.footer-brand{grid-column:1/-1}.footer-grid>div:last-child{grid-column:1/-1;grid-template-columns:1fr 1fr}.copyright{flex-direction:column;justify-content:center;align-items:flex-start;gap:8px;min-height:92px}.whatsapp-float{bottom:13px;right:13px}}
